| Underwriting Ratios | |
| Losses and loss expenses incurred to net premiums earned |
67.4% |
| Underwriting expenses incurred to net premiums written |
33.5% |
| Policyholders' dividends to net premiums earned |
2.2% |
| Composite ratio |
103.1% |
| Net premiums written to policyholders' surplus |
0.7:1 |
| Loss and loss expense reserves to policyholders' surplus |
1.8:1 |