This company was issued a secure rating by the A.M. Best Company, click for additional details

Financial Highlights

Ratings Assigned 
A.M. Best Rating A+ (Superior)
Financial Size
Category - FSC IX
Moody's Financial Strength Rating A2 (Stable)
Standard and Poor's Claims Paying Ability Rating A+ (Strong)

Rating determinations made by rating agencies are subject to change from time to time. While the Company attempts to show accurate information, it cannot assure the reliability of ratings referred to herein and assumes no obligation to monitor the ratings of any rating agency or to immediately incorporate any rating changes applicable to the Company.


2015 Financial Summary (in thousands) 
Direct Written Premium $420,806
Net Premium Written $387,009
Net Premium Earned $382,860
Net Losses and Loss Expenses Incurred $275,375
Net Investment Income $43,262
Realized Capital Gains $12,831
Net Income after Taxes $35,023
Admitted Assets $1,301,483
Liabilities $886,284
Policyholders' Surplus $415,200
Underwriting Ratios 
Losses and loss expenses incurred to net premiums earned 71.9%
Underwriting expenses incurred to net premiums written 26.3%
Policyholders' dividends to net premiums earned 2.3%
Composite ratio 100.5%
Net premiums written to policyholders' surplus 0.9:1
Loss and loss expense reserves to policyholders' surplus 1.7:1

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