While a number of insurance companies serve the forest products industry, few can match Bituminous' wood-related history and experience. For more than 70 years we have been designing custom programs to fit the specific needs of the forest products business. And, our involvement extends from the tree to the mill and to the finished wood products in the American home.
Bituminous underwriters, risk control consultants and claims adjusters are forest products industry specialists who understand the complexities and nuances of your day-to-day activities. Choosing Bituminous over other providers is a business decision that lets you benefit from our interest and support.
Bituminous has served wood-related industries for more than 70 years.
Target Classes
Logging and lumbering
Sawmills
Planing and molding mills
Pallet manufacturers
Truss manufacturers
Furniture/Cabinet manufacturers
Retail/Wholesale building materials dealers
Customer Services
Risk Control
Many aspects of the forest products industry involve inherently dangerous activities. We focus primarily on adherence to good safety practices. Bituminous' risk control consultants work with you to identify potential causes of loss and recommend ways to minimize your exposure to risk. Regular calls at your business location or job site are a standard part of our service on qualifying accounts.
Claims
When you have a loss, you can be sure that Bituminous has the experience in the forest products industry to handle your claim in a timely, professional manner. We are proud of our reputation for exemplary service.
Lines of Coverage
Workers compensation
General liability
Automobile
Umbrella
Equipment
Property
Special Coverages
General Liability
Amendment - Logging and Lumbering - Accidental Overcut of Timber
Provides coverage for property damage arising out of the accidental overcut of timber. Occurrence limitation and a participation (deductible) apply.
Amendment - Logging and Lumbering Operations
A. Property damage of others due to fire
B. Automobile damage coverage
Provides $100,000 for damage to the property of others due to a fire subject to a per claim deductible.
Provides coverage for damages to an auto of others caused by loading and
unloading subject to a per claim deductible.
Contractors Limited Pollution - "Work Site"
Provides BI, PD and environmental damage caused by a pollution incident on a worksite. Limit available is $100,000 and is subject to a $1,000 deductible each incident.
Inland Marine
Logging Equipment Coverage Form
Provides flood coverage and waiver of depreciation on partial loss.
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