Legal Disclaimers

The product descriptions, if any, provided on the BITCO Insurance Companies website, are not intended to constitute offers to sell or solicitations in connection with any product or service. Some products may not be available in all states.

Anyone interested in a particular product should e-mail the pertinent BITCO business as provided on the home page to ascertain whether the product is available in their jurisdiction and to request a copy of the applicable policy or other brochures for a complete description of the product.

While visiting www.bitco.com, you may leave the BITCO Insurance Companies website and access certain non-BITCO websites. BITCO Insurance Companies do not warrant the content or accuracy of these non-BITCO websites and, therefore, disclaims any responsibility for their content or accuracy.

The BITCO agency locator is a listing of insurance agencies who represent the BITCO Insurance Companies. The information contained in each insurance agency listing is updated periodically. Anyone wishing to verify an agency listing shown in the agency locator should contact the manager of the appropriate BITCO Insurance Companies branch office for assistance.

BITCO Insurance Companies cannot and do not guarantee or warrant that files available for downloading from this site are free of viruses, worms, trojan horses or other codes that have contaminating or destructive properties.

BITCO Insurance Companies do not make any express or implied warranties, representations or endorsements whatsoever (including without limitation warranties of title, noninfringement or fitness for a particular purpose) with respect to the files available for downloading from this site. In no event will BITCO Insurance Companies be liable to you or to anyone else for any decision made or action taken by you or anyone else in reliance on information obtained from the use of files downloaded from this site.

Each file may be downloaded and/or reprinted for personal use only. Permission to reprint or electronically reproduce any document or graphic in whole or in part for any reason except for personal use is especially prohibited, unless prior written consent is obtained from the appropriate copyright holder.

We look forward to communicating with you and have provided many places on this site for you to contact us. However, please remember that all messages sent to or from this site may be accessed by other Internet users. To protect your privacy, please do not use e-mail to communicate information that you want kept confidential.

NOTE: BITCO Insurance Companies privacy rules prevent us from responding to requests for information on employee names, phone number or e-mail addresses.